Insurance + Risk

The Price of Human Capital

What Are People Really Worth to an Organization?

James Felton Keith speaking at the Business Insurance Diversity Equity and Inclusion Institute.

Executives say people are their most valuable asset, but few organizations can price the risk of losing, harming, replacing, augmenting, or mismanaging them. James connects insurance, underwriting, workforce loss, employment liability, AI governance, institutional knowledge, and organizational culture into a practical keynote for leaders who need to understand human capital as measurable enterprise risk.

What changes when leaders treat people as priced capital instead of soft cost?

Audience Outcomes

  • Understand human capital as a priced risk category.
  • Connect AI governance to underwriting, liability, and workforce exposure.
  • Reframe culture, turnover, and institutional knowledge as balance-sheet issues.
  • Leave with language executives can use across insurance, legal, and HR teams.

Who This Is For

  • Insurance carriers
  • Brokers and reinsurers
  • Risk managers
  • Underwriters
  • Claims leaders
  • Legal professionals
  • Human capital executives

Relevant Credentials

  • Founder of InclusionScore
  • Chair of Workforce Service Management Institute
  • Insurance and underwriting speaker
  • ISO 42001 and ISO 30415 standards work

Related Research

Builds from James's work on workforce service management, AI governance, and the economics of human contribution.

Data Is Labor

Relevant Stages

Business InsuranceAonChubbZurichGallagher

Strong fit for insurance, risk, legal, HR, and executive audiences that need a clearer economic language for people, AI, and liability.

Event Planners

Bring The Price of Human Capital to your audience.

Share your date, location, audience profile, and program goals. James's team can shape the keynote, executive discussion, or workshop around the moment your audience needs.

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